What comes first, Homestead exemption or my judgment lien that was filed first?
Q. I got a 750,000 judgment from a breach of contract lawsuit. I filed a lien against a nevada home. The owner, then after the fact filed a Homestead. The house is now for sale. When the sale is completed will I get my judgment paid? I did file my lien 2 months before the homestead was filed.
Asked by amwmike - Thu Nov 29 14:33:21 2007 - - 1 Answers - 0 Comments
Q. I got a 750,000 judgment from a breach of contract lawsuit. I filed a lien against a nevada home. The owner, then after the fact filed a Homestead. The house is now for sale. When the sale is completed will I get my judgment paid? I did file my lien 2 months before the homestead was filed.
Asked by amwmike - Thu Nov 29 14:33:21 2007 - - 1 Answers - 0 Comments
Can a creditor force you to sell your home by putting a property judgment or lien against your home?
Q. If you owe approximately $10,000 to a creditor and cannot pay it and are on disability as your only income, can that creditor force you to sell your home by placing a property judgment lien on it? Is a property judgment the same thing as a lien against your home?
Asked by ? - Wed Jun 9 23:54:21 2010 - - 2 Answers - 0 Comments
A. I don't know if they can force you to sell your house, but your equity in the home will be reduced. If your mortgage is $30,000 and your house is valued at $80,000 with no lien then your equity is $50,000. If you do have a $10,000 lien then your equity becomes $40,000 instead.
Answered by melton1121 - Thu Jun 10 03:56:29 2010
Q. If you owe approximately $10,000 to a creditor and cannot pay it and are on disability as your only income, can that creditor force you to sell your home by placing a property judgment lien on it? Is a property judgment the same thing as a lien against your home?
Asked by ? - Wed Jun 9 23:54:21 2010 - - 2 Answers - 0 Comments
A. I don't know if they can force you to sell your house, but your equity in the home will be reduced. If your mortgage is $30,000 and your house is valued at $80,000 with no lien then your equity is $50,000. If you do have a $10,000 lien then your equity becomes $40,000 instead.
Answered by melton1121 - Thu Jun 10 03:56:29 2010
Who removes the judgment lien once the debt is paid in full?
Q. I just paid off a judgment against me. Who removes the judgment lien that was placed on my house? Me or the creditor? Oh I live in CT
Asked by Tina - Thu Dec 31 08:19:58 2009 - - 3 Answers - 0 Comments
A. The lender removes the lien but the judgment will continue to show even though it's paid. Per the Fair Credit Reporting Act (Federal law) derogatory accounts will show for 7-years from the date of first delinquency which works out to 7-years and 180-days.
Answered by SPIFIMAN1 - Thu Dec 31 09:07:32 2009
Q. I just paid off a judgment against me. Who removes the judgment lien that was placed on my house? Me or the creditor? Oh I live in CT
Asked by Tina - Thu Dec 31 08:19:58 2009 - - 3 Answers - 0 Comments
A. The lender removes the lien but the judgment will continue to show even though it's paid. Per the Fair Credit Reporting Act (Federal law) derogatory accounts will show for 7-years from the date of first delinquency which works out to 7-years and 180-days.
Answered by SPIFIMAN1 - Thu Dec 31 09:07:32 2009
What is the difference between a judgment and a lien?
Q. In Pennsylvania arrear property tax collection, the interest begins once the lien is filed. What if they only obtained a judgment? I thought you first obtained a judgment then converted it into a lien. If that is the case, the interest cannot be tacked on only if a judgment has been obtained, right?
Asked by Grandview Investigations - Wed Apr 15 08:42:30 2009 - - 5 Answers - 0 Comments
A. The judgment is the court order which allows the creditor/government to collect the debt. To put a lien on the property, seize the property, garnish wages, etc.
Answered by Secret - Wed Apr 15 08:58:47 2009
Q. In Pennsylvania arrear property tax collection, the interest begins once the lien is filed. What if they only obtained a judgment? I thought you first obtained a judgment then converted it into a lien. If that is the case, the interest cannot be tacked on only if a judgment has been obtained, right?
Asked by Grandview Investigations - Wed Apr 15 08:42:30 2009 - - 5 Answers - 0 Comments
A. The judgment is the court order which allows the creditor/government to collect the debt. To put a lien on the property, seize the property, garnish wages, etc.
Answered by Secret - Wed Apr 15 08:58:47 2009
Can you get arrested for an unpaid New York tax lien judgment against you?
Q. I just found out that there is a judgment filed against me by the State of New York, when I opened my latest credit report. That was the first time I heard about it. I was never contacted by the New York State Department. I have not lived in New York for four years now. I have two questions: 1. What options do I have available to dispute a judgment that has already been filed? 2. Can I get arrested if I am in New York for not having paid the judgment?
Asked by desdim - Wed Dec 24 19:22:52 2008 - - 2 Answers - 0 Comments
A. Normally, they do not arrest for lien cases. You should call New York department and ask for statement of taxes due. Do not ignore this as the amount due will keep on multiplying. If there is mistake you can call them and find out what you can do.
Answered by Jss - Wed Dec 24 23:39:40 2008
Q. I just found out that there is a judgment filed against me by the State of New York, when I opened my latest credit report. That was the first time I heard about it. I was never contacted by the New York State Department. I have not lived in New York for four years now. I have two questions: 1. What options do I have available to dispute a judgment that has already been filed? 2. Can I get arrested if I am in New York for not having paid the judgment?
Asked by desdim - Wed Dec 24 19:22:52 2008 - - 2 Answers - 0 Comments
A. Normally, they do not arrest for lien cases. You should call New York department and ask for statement of taxes due. Do not ignore this as the amount due will keep on multiplying. If there is mistake you can call them and find out what you can do.
Answered by Jss - Wed Dec 24 23:39:40 2008
Can the credit card company record the lien before they file judgment?
Q. I have a lien on my property in Oregon. The record shows they recorded the lien on 08/05/2003 and the judgment is filed on 09/12/2003. Can the credit card company just walked into the Court record and put the lien on my property without first get the judgment from the court in Oregon?
Asked by Leaf Green - Sun Jul 18 13:07:41 2010 - - 2 Answers - 0 Comments
A. Consumer debt requires a judgment before they can attach property. It is actually rather unusual for a credit card company to put a lien on property. They normally go for bank accounts and wage garnishment first. They want cash. A lien on the property means that before you can refi or sell the property, you have to pay off the lien. Check with the courthouse and get a copy of the lien paperwork and the judgment paperwork. You may be able to get the lien removed. You may have to get a lawyer to help.
Answered by bdancer222 - Sun Jul 18 18:50:46 2010
Q. I have a lien on my property in Oregon. The record shows they recorded the lien on 08/05/2003 and the judgment is filed on 09/12/2003. Can the credit card company just walked into the Court record and put the lien on my property without first get the judgment from the court in Oregon?
Asked by Leaf Green - Sun Jul 18 13:07:41 2010 - - 2 Answers - 0 Comments
A. Consumer debt requires a judgment before they can attach property. It is actually rather unusual for a credit card company to put a lien on property. They normally go for bank accounts and wage garnishment first. They want cash. A lien on the property means that before you can refi or sell the property, you have to pay off the lien. Check with the courthouse and get a copy of the lien paperwork and the judgment paperwork. You may be able to get the lien removed. You may have to get a lawyer to help.
Answered by bdancer222 - Sun Jul 18 18:50:46 2010
Is a property judgment the same thing as lien against your home?
Q. I have a debt which I am unable to pay. I am now living on my social security disability income. The creditor has advised me if I do not pay off the loan of $1000, they will secure a property judgment. Is a property judgment the same thing as a lien?
Asked by Normand Murphy - Tue Jul 27 11:10:57 2010 - - 5 Answers - 0 Comments
A. A judgment is a court finding against you. It must be obtained before the lender can lien anything. A lien is a claim or "hold" on the property title.
Answered by Arron Rivers - Tue Jul 27 23:49:08 2010
Q. I have a debt which I am unable to pay. I am now living on my social security disability income. The creditor has advised me if I do not pay off the loan of $1000, they will secure a property judgment. Is a property judgment the same thing as a lien?
Asked by Normand Murphy - Tue Jul 27 11:10:57 2010 - - 5 Answers - 0 Comments
A. A judgment is a court finding against you. It must be obtained before the lender can lien anything. A lien is a claim or "hold" on the property title.
Answered by Arron Rivers - Tue Jul 27 23:49:08 2010
Is a property judgment the same thing as a lien against your home?
Q. I have a debt I am unable to pay. I am now living only on my social security disability income. The creditor has advised me if I do not pay off the loan of $10,000, they will secure a property judgment. Is a property judgment the same thing as a lien on my home?
Asked by ? - Thu Jun 10 15:21:55 2010 - - 3 Answers - 0 Comments
A. think so, get a lawyer to talk to you.
Answered by ladystang - Thu Jun 10 15:22:52 2010
Q. I have a debt I am unable to pay. I am now living only on my social security disability income. The creditor has advised me if I do not pay off the loan of $10,000, they will secure a property judgment. Is a property judgment the same thing as a lien on my home?
Asked by ? - Thu Jun 10 15:21:55 2010 - - 3 Answers - 0 Comments
A. think so, get a lawyer to talk to you.
Answered by ladystang - Thu Jun 10 15:22:52 2010
Will a judgment lien stop me from financing a home?
Q. I am getting ready to close on a federal 502 loan, but I have restitution that I owe from 7 years ago. I have made my payments every month, so that shouldn't be an issue, but at closing, I guess they do a judgement search on me. The lenders know about it, but there's something about if they can have 1st lien on the property or not. Can anyone help me out on this?
Asked by trizzle - Tue Apr 10 22:41:28 2007 - - 5 Answers - 0 Comments
A. Call a title company in your county, they will know the exact and correct answer.
Answered by Navy Sailor - GAI - Tue Apr 10 23:05:00 2007
Q. I am getting ready to close on a federal 502 loan, but I have restitution that I owe from 7 years ago. I have made my payments every month, so that shouldn't be an issue, but at closing, I guess they do a judgement search on me. The lenders know about it, but there's something about if they can have 1st lien on the property or not. Can anyone help me out on this?
Asked by trizzle - Tue Apr 10 22:41:28 2007 - - 5 Answers - 0 Comments
A. Call a title company in your county, they will know the exact and correct answer.
Answered by Navy Sailor - GAI - Tue Apr 10 23:05:00 2007
I got my truck repossesd and now i have a lien judgment on me, can they take the money from my checks?
Q. How do I stop them from taking from my checks?? How does the whole lien thing work? will i need to appear in court?
Asked by Anna W - Thu Sep 11 11:35:24 2008 - - 4 Answers - 0 Comments
A. If they already have a judgment it's to late to appear in court you have already lost. With a judgment they can attach bank accounts, garnish wages (if your State allows it) and file liens on any other property you may own like cars, boats, land and homes. They can not take these items from you but if you sell them you will be required to pay the lien first. All of this will show on your credit for the next 7-years making it very hard to get any other types of loans without making massive down payment, paying huge fees and State maximum interest rates. You would have been much better off selling the vehicle and taking out a personal loan to pay the difference. I have posted a link in the source box so you can look up your State and… [cont.]
Answered by SPIFIMAN1 - Thu Sep 11 11:44:12 2008
Q. How do I stop them from taking from my checks?? How does the whole lien thing work? will i need to appear in court?
Asked by Anna W - Thu Sep 11 11:35:24 2008 - - 4 Answers - 0 Comments
A. If they already have a judgment it's to late to appear in court you have already lost. With a judgment they can attach bank accounts, garnish wages (if your State allows it) and file liens on any other property you may own like cars, boats, land and homes. They can not take these items from you but if you sell them you will be required to pay the lien first. All of this will show on your credit for the next 7-years making it very hard to get any other types of loans without making massive down payment, paying huge fees and State maximum interest rates. You would have been much better off selling the vehicle and taking out a personal loan to pay the difference. I have posted a link in the source box so you can look up your State and… [cont.]
Answered by SPIFIMAN1 - Thu Sep 11 11:44:12 2008
Can a small claims judgment against me allow the Plaintiff to lien my house?
Q. In California, a small claims judgment will allow the winning party to lien real property, as well as rental income, against the losing party, in this case, me. My house is in a Living Trust, would this still apply?
Asked by fersynxo - Sun Oct 5 15:58:50 2008 - - 4 Answers - 0 Comments
A. As far as I know, the judgment means a lien can be placed on anything you own, car, house, retirement account, ANY asset you have can be seized by the court. If your name is on the deed, then YES.
Answered by rowlfe - Sun Oct 5 16:09:59 2008
Q. In California, a small claims judgment will allow the winning party to lien real property, as well as rental income, against the losing party, in this case, me. My house is in a Living Trust, would this still apply?
Asked by fersynxo - Sun Oct 5 15:58:50 2008 - - 4 Answers - 0 Comments
A. As far as I know, the judgment means a lien can be placed on anything you own, car, house, retirement account, ANY asset you have can be seized by the court. If your name is on the deed, then YES.
Answered by rowlfe - Sun Oct 5 16:09:59 2008
have judgment lien on organization. Their property is up for foreclosure sale.How 2 protect interest at sale?
Q. The mortgage companiy has property in foreclosure sale july 10' (IRS is lien holder also) the organization has other properties, what do I do or say at the sale if i have a judgement lien i'm probably 3rd in line
Asked by Kim - Fri Jun 25 18:32:59 2010 - - 3 Answers - 0 Comments
A. Honestly, your odds are not good, you will only be paid if the 1st and 2nd are paid off and there is money left over.
Answered by Landlord - Mon Jun 28 21:25:34 2010
Q. The mortgage companiy has property in foreclosure sale july 10' (IRS is lien holder also) the organization has other properties, what do I do or say at the sale if i have a judgement lien i'm probably 3rd in line
Asked by Kim - Fri Jun 25 18:32:59 2010 - - 3 Answers - 0 Comments
A. Honestly, your odds are not good, you will only be paid if the 1st and 2nd are paid off and there is money left over.
Answered by Landlord - Mon Jun 28 21:25:34 2010
How can I file a Judgment Lien?
Q. How can I file a Judgment Lien?
Asked by Naty - Tue May 29 15:14:36 2007 - - 1 Answers - 0 Comments
A. Call the local clerk of court. THey will advise you of the steps to sue for a judgement; if you win, at that time you can attach the judgement to the property records for the county and if legal in your state attempt to garnish wages, etc.
Answered by wizjp - Tue May 29 15:18:28 2007
Q. How can I file a Judgment Lien?
Asked by Naty - Tue May 29 15:14:36 2007 - - 1 Answers - 0 Comments
A. Call the local clerk of court. THey will advise you of the steps to sue for a judgement; if you win, at that time you can attach the judgement to the property records for the county and if legal in your state attempt to garnish wages, etc.
Answered by wizjp - Tue May 29 15:18:28 2007
How soon can I enforce a judgment to garnish wages or lien property in California?
Q. I received a judgment from a divorce in my favor and wanted to know how soon can I (judgment creditor) file a writ of execution once I have received a notice of entry from the court? I've read that I can do this within 30 days, but also have heard 60 days? Thanks
Asked by Mark - Thu Dec 3 15:48:01 2009 - - 1 Answers - 0 Comments
A. call the court house
Answered by sick world,happy guy - Thu Dec 3 15:52:56 2009
Q. I received a judgment from a divorce in my favor and wanted to know how soon can I (judgment creditor) file a writ of execution once I have received a notice of entry from the court? I've read that I can do this within 30 days, but also have heard 60 days? Thanks
Asked by Mark - Thu Dec 3 15:48:01 2009 - - 1 Answers - 0 Comments
A. call the court house
Answered by sick world,happy guy - Thu Dec 3 15:52:56 2009
What happens if there is a lien/judgment against a property and it was not satisfied upon closing of the house?
Q. What happens if there is a lien/judgment against a property and it was not satisfied upon closing of the house?
Asked by momo - Fri Jan 2 18:00:55 2009 - - 3 Answers - 0 Comments
A. This is what title insurance is for and what you paid for. Contact the title incusance company
Answered by Leo F - Fri Jan 2 18:13:43 2009
Q. What happens if there is a lien/judgment against a property and it was not satisfied upon closing of the house?
Asked by momo - Fri Jan 2 18:00:55 2009 - - 3 Answers - 0 Comments
A. This is what title insurance is for and what you paid for. Contact the title incusance company
Answered by Leo F - Fri Jan 2 18:13:43 2009
If someone get a judgment ,can they get a lien on your checking account without a court approval?
Q. I owed for a personal busness loan just a signature loan could afford to pay anymore an cant afford bankruptcy at this time so they went to court a won judgment self employed so I'm afraid put money in my checking account
Asked by Anita T - Fri Aug 7 10:44:01 2009 - - 4 Answers - 0 Comments
A. If there is a judgment in all likelihood there will be a seizure of funds, liens on property, garnishment of wages and seizure of tax refunds until the judgment is paid.
Answered by Landlord - Sun Aug 9 14:38:34 2009
Q. I owed for a personal busness loan just a signature loan could afford to pay anymore an cant afford bankruptcy at this time so they went to court a won judgment self employed so I'm afraid put money in my checking account
Asked by Anita T - Fri Aug 7 10:44:01 2009 - - 4 Answers - 0 Comments
A. If there is a judgment in all likelihood there will be a seizure of funds, liens on property, garnishment of wages and seizure of tax refunds until the judgment is paid.
Answered by Landlord - Sun Aug 9 14:38:34 2009
IF I HAVE A JUDGMENT LIEN AGAINST ME WOULD I KNOW IT?
Q. Hi, i have been battling with capital one cc for a long time now over a $2400.00 credit card from about three years ago.and they were just issued a judgment against me. this is a bill that i paid off and have no record because of several circumstances that all aligned to bite me in the ...and am trying to pay off again to get rid of it. however to do so i am going to have to sell my truck and or 4-wheeler and i am just trying to save myself some embarrassment. i have not been issued anything stating they put a lien on those items but is there a chance there is? im going to check with the bmv tomorrow but i dint want them to put a lien on them in between when i ask and when i sell it. if there is a lien on it from the judgment could i still… [cont.]
Asked by MATT S - Sun Apr 5 09:02:02 2009 - - 5 Answers - 0 Comments
A. A judgment against you would result from a court case. When Capital One files a case against you, they are required to serve you. this means that they would issue summons to appear in court on a specific date. Now if you have been hiding from Capital One, they may have mailed you a summons or stuck in the door of an old address and asked the judge to rule service completed. You can go to the courthouse where Capital One believes you live and search records for your name. It should be listed on your credit report eventually, but first it will appear in court records. So technically the answer is that you would know if Capital One has a judgment against you. You should also know that a lien is a separate part of the judgment. A… [cont.]
Answered by cinnamngrl - Sun Apr 5 10:35:24 2009
Q. Hi, i have been battling with capital one cc for a long time now over a $2400.00 credit card from about three years ago.and they were just issued a judgment against me. this is a bill that i paid off and have no record because of several circumstances that all aligned to bite me in the ...and am trying to pay off again to get rid of it. however to do so i am going to have to sell my truck and or 4-wheeler and i am just trying to save myself some embarrassment. i have not been issued anything stating they put a lien on those items but is there a chance there is? im going to check with the bmv tomorrow but i dint want them to put a lien on them in between when i ask and when i sell it. if there is a lien on it from the judgment could i still… [cont.]
Asked by MATT S - Sun Apr 5 09:02:02 2009 - - 5 Answers - 0 Comments
A. A judgment against you would result from a court case. When Capital One files a case against you, they are required to serve you. this means that they would issue summons to appear in court on a specific date. Now if you have been hiding from Capital One, they may have mailed you a summons or stuck in the door of an old address and asked the judge to rule service completed. You can go to the courthouse where Capital One believes you live and search records for your name. It should be listed on your credit report eventually, but first it will appear in court records. So technically the answer is that you would know if Capital One has a judgment against you. You should also know that a lien is a separate part of the judgment. A… [cont.]
Answered by cinnamngrl - Sun Apr 5 10:35:24 2009
Effect of filing a NY judgment lien if debtor owns no property?
Q. I won a lawsuit against a lady, using the address she gave me when I did a transaction with her. I filed a judgment lien with the county clerk (in New York State) using that address. It turns out that she might not own the property located at that address; her parents might own it. Will there be any effect from that lien- will it still be a lien on the property at that address, even though her parents (with the same last name) apparently own it? Will the lady's credit be messed up? She might have moved out of state. Thanks. Edited to add: I filed a transcript of the judgment with the county clerk of the county where the lady's (defendant's) last address was and had it "entered into the system", and I used the defendant's name- not… [cont.]
Asked by Judgment Creditor - Sat May 30 21:34:11 2009 - - 1 Answers - 0 Comments
Q. I won a lawsuit against a lady, using the address she gave me when I did a transaction with her. I filed a judgment lien with the county clerk (in New York State) using that address. It turns out that she might not own the property located at that address; her parents might own it. Will there be any effect from that lien- will it still be a lien on the property at that address, even though her parents (with the same last name) apparently own it? Will the lady's credit be messed up? She might have moved out of state. Thanks. Edited to add: I filed a transcript of the judgment with the county clerk of the county where the lady's (defendant's) last address was and had it "entered into the system", and I used the defendant's name- not… [cont.]
Asked by Judgment Creditor - Sat May 30 21:34:11 2009 - - 1 Answers - 0 Comments
How long does it take for a lien to show up in your name, from judgment in a civil case?
Q. If someone was awarded an amount of money in civil court, how long would it take for it show up on the credit report of the person that has to pay it?
Asked by godzilla - Mon Nov 24 17:40:29 2008 - - 4 Answers - 0 Comments
A. It could take less time then you really know. but if your the one that have to pay out the money your looking at the most 30 to 60 day's.
Answered by mcintoshjohn1955 - Mon Nov 24 18:01:07 2008
Q. If someone was awarded an amount of money in civil court, how long would it take for it show up on the credit report of the person that has to pay it?
Asked by godzilla - Mon Nov 24 17:40:29 2008 - - 4 Answers - 0 Comments
A. It could take less time then you really know. but if your the one that have to pay out the money your looking at the most 30 to 60 day's.
Answered by mcintoshjohn1955 - Mon Nov 24 18:01:07 2008
Can someones unemployment check have a lien or attachment put on it by someone who has a judgment on them?
Q. I live in Michigan if that makes a difference.
Asked by Steven Y - Sat Nov 21 21:48:24 2009 - - 3 Answers - 0 Comments
Q. I live in Michigan if that makes a difference.
Asked by Steven Y - Sat Nov 21 21:48:24 2009 - - 3 Answers - 0 Comments
From Yahoo Answer Search: 'judgment lien'
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Chippewa Herald
McCabe Construction of Eau Claire also has filed for a $749271.07 prime contractor's lien against Sienna. n A $3.7 million mortgage taken out May 3, 2005. ...
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John Waller
Fri, 17 Apr 2009 14:36:56 GM
However, the lender failed to name three . judgment lien. holders as parties to the foreclosure action, even though the junior liens were properly recorded. Lender thus brought a strict foreclosure action against the . judgment lien. ...
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